Cigna Insurance for Addiction Treatment

Finding the right help for addiction can already feel overwhelming, and figuring out whether your insurance will cover rehab often adds to the stress. For Indiana residents with Cigna insurance, there’s good news: many plans include benefits for inpatient alcohol and drug rehab, as well as outpatient care.

With Cigna’s strong presence across the state, families in cities in Indianapolis and across Indiana, can access treatment programs without worrying about paying entirely out of pocket. If you’re searching for drug rehab in Indiana or wondering about Cigna insurance coverage for addiction treatment, you’re in the right place.

Does Cigna cover inpatient alcohol and drug rehab?

Cigna is one of the more recognizable names in health insurance, but if you’ve ever tried to untangle what’s actually covered under your plan, you know it isn’t always straightforward. For people in Indiana looking at rehab, the good news is that Cigna typically includes benefits for substance use treatment. That often means inpatient programs, outpatient therapy, and in many cases, medication-assisted treatment.

But here’s the catch: every plan is different. Some allow longer inpatient stays, others focus more heavily on outpatient care, and nearly all of them come with requirements like prior authorization. What matters most is that Cigna acknowledges addiction as a legitimate health issue — so their members aren’t left without options.

How to Check Your Insurance Coverage

If you’ve ever been stuck reading an Explanation of Benefits, you know how confusing the process can be. Deductibles, copays, in-network vs. out-of-network — it’s enough to make you give up before you even start. That’s why Addiction Rehab Centers takes that weight off your shoulders.

Instead of guessing, our admissions team calls Cigna directly. We ask tough questions, like:

• Will inpatient rehab be covered?
• What length of stay is approved?
• Do you need to hit a deductible first?
• Is pre-authorization required?

Then we translate the answers into something you can actually understand. No jargon, no fine print. Just a clear explanation of what your insurance will cover so you can make a confident decision.

Get Help Now From a Cigna-Approved Rehab Facility

Making the choice to enter treatment is hard enough. Nobody should have to fight their insurance company at the same time. Addiction Rehab Centers works directly with Cigna, so you can access treatment without unnecessary delays.

Our programs are designed to meet people where they are, whether that’s intensive inpatient care or flexible outpatient support. And because we’ve partnered with Cigna, you can start the process knowing your insurance is backing you up.

The first step is simple: one phone call. We’ll verify your benefits, walk you through your options, and, if you’re ready, get you admitted quickly. Recovery is within reach — and with Cigna coverage, you don’t have to face it alone.

If you or a loved one needs help, don’t hesitate to reach out as soon as possible. Addiction Rehab Centers is located in Indianapolis, Indiana. You can contact us on our website or call us directly at 844-551-4673.